Financing Italian real estate for foreigners
Yes, foreigners can get a mortgage in Italy. At Like Junco, we make it possible—and straightforward—for international buyers to finance property in Italy. Whether you’re from the EU, the US, the UK, or elsewhere, we’re here to help you navigate the Italian mortgage system with ease and confidence.
How the Process Works: Step-by-Step
- Free Consultation & Financial Review
We start by understanding your goals, budget, and residency status. We’ll review your financial profile to determine what kind of mortgage you can realistically access in Italy. - Property Search
You can start your property search now or wait until you’re pre-approved. - Mortgage Pre-Approval
Getting pre-approved by an Italian bank is highly recommended. It gives you a clear idea of your budget and makes you more attractive to sellers. - Document Preparation
We guide you through every document you’ll need, including proof of income, bank statements, ID, credit history, and (if applicable) property documents. - Loan Application Submission
We submit your mortgage application directly to the lender, handle communications, and advocate on your behalf throughout the process. - Mortgage Approval & Signing
Once approved, the mortgage contract is signed in the presence of a notary. We help coordinate the legal and translation requirements to ensure everything is in order. - Property Purchase & Registration
After the mortgage is finalized, you’ll sign the final deed of sale (rogito) and officially become the property owner. Congratulations—you now own real estate in Italy!
What Makes Like Junco Different?
- We Speak Your Language
We provide all our support in clear English, eliminating confusion. - We Understand Non-Residents
We specialize in mortgages for foreigners. You don’t need Italian residency or citizenship to qualify. - We Work With Trusted Banks
We partner with reliable Italian banks that welcome international clients. - End-to-End Support
From pre-approval to closing, we guide you through the entire journey.
Common Questions from International Buyers
Q: Can I buy property in Italy and live there part-time?
Yes! Many of our clients purchase second homes or vacation properties and visit several times a year.
Q: Do I need to open an Italian bank account?
Yes, but we’ll assist you with that—it’s a straightforward process.
Q: Will my mortgage payments be in euros?
Typically, yes. Your mortgage will be issued in euros, so we also advise on currency exchange strategies.
Start Your Journey to Italian Homeownership
Owning a home in Italy is within reach. With the right guidance and a clear plan, financing your property as a foreigner can be easier than expected. Let’s take the first step together.
📩 Contact Like Junco today for a free consultation and discover how we make Italian real estate financing simple, secure, and stress-free for international buyers.
