How to Buy a House in Sicily: Your Complete Guide to Affordable Living in Southern Italy

Why Buy a House in Sicily?

Sicily offers a unique blend of history, natural beauty, and value for money that’s hard to find anywhere else in Europe. It's one of the most cost-effective regions in Italy, with real estate prices far below the national average.

Top reasons to buy in Sicily:

• Affordable homes with historical charm
• Over 1,000 kilometers of coastline and spectacular beaches
• Warm Mediterranean climate year-round
• Rich local culture, food, and architecture
• Strong potential for vacation rental income

Popular Places to Buy in Sicily

While the island is full of hidden gems, these areas are especially popular among international buyers:

• Palermo: Sicily’s vibrant capital with a growing expat scene
• Taormina: A picturesque hilltop town with sea views and luxury appeal
• Siracusa (Ortigia): Historic beauty meets modern livability
• Cefalù: A charming beach town just an hour from Palermo
• Noto and Ragusa: Baroque cities with a peaceful lifestyle and growing appeal

Can Foreigners Buy Property in Sicily?

Yes—foreigners can legally buy property anywhere in Italy, including Sicily. You don’t need to be a resident or hold an Italian visa to purchase a home.

You will, however, need a Codice Fiscale (Italian tax code), which is easy to obtain with a passport and simple paperwork.

How to Buy a House in Sicily: Step-by-Step

1. Find the Right Property
Work with local real estate agents who understand the market and speak your language. At LikeJunco, we also have a network of vetted professionals in Sicily.

2. Make an Offer and Sign the Compromesso
Once your offer is accepted, you’ll sign a preliminary contract (compromesso) and pay a deposit (usually 10–30%).

3. Get Financing (Yes, You Can Get a Mortgage!)
If you’re not paying in cash, we help you apply for an Italian mortgage. Non-residents can finance up to 60–70% of the property value.

4. Sign the Final Deed (Rogito)
A notary finalizes the sale and officially registers you as the new owner.

How to Finance a House in Sicily as a Foreigner

At LikeJunco, we specialize in helping international buyers secure mortgages in Italy—even for homes in smaller towns and rural areas like Sicily.

Mortgage basics:

• Loan-to-value: Up to 70%
• Terms: Typically 10–25 years
• Required documents: ID, proof of income, bank statements, credit report

We work directly with Italian banks that welcome foreign applicants and assist you with all necessary paperwork and translations.

What Are the Additional Costs?

When buying a house in Sicily, budget an extra 7–10% of the purchase price for:

• Purchase taxes (2–9% depending on residency and property type)
• Notary and legal fees
• Real estate agency commissions
• Translator or technical consultant if needed

Despite these costs, Sicily still offers one of the lowest total purchase prices in Italy.

Why Now Is a Great Time to Buy in Sicily

Sicily is on the radar for remote workers, retirees, and investors alike. With tourism growing and prices still well below national averages, the window for high-value real estate deals is still open.

And while €1 homes make headlines, well-maintained properties with structural integrity are still incredibly affordable—often between €40,000 and €150,000.

Ready to Buy a House in Sicily?

At LikeJunco, we help you every step of the way. If you’re ready to start your journey, we’re here to make it simple and stress-free.

Contact us today to learn more about how to buy a house in Sicily and let our local mortgage experts guide you home.

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