Where to Buy a House in Rome: The Best Neighborhoods and How to Finance Your Dream Home

Why Buy a House in Rome?

Rome isn’t just a destination—it’s a lifestyle. With its walkable neighborhoods, world-famous art, delicious food, and convenient access to international airports and train lines, the Italian capital remains a favorite for both full-time residents and second-home buyers.

Top reasons to buy in Rome:

• Strong rental market (both short- and long-term)
• Historic charm mixed with urban convenience
• Access to top international schools and embassies
• Safe investment in Italy’s capital city

Where to Buy a House in Rome: Top Neighborhoods

Here’s a breakdown of the best areas in Rome based on lifestyle, price, and investment potential:

1. Trastevere

Charming, bohemian, and always in demand.

• Best for: Character-filled homes, vibrant nightlife, tourists & rentals
• Property type: Small apartments, historic buildings
• Price: Medium to high
• Mortgage tip: Good for vacation rental ROI

2. Prati

Elegant and residential, near the Vatican.

• Best for: Families, professionals, expats
• Property type: Spacious apartments in Liberty-style buildings
• Price: Medium to high
• Mortgage tip: Excellent long-term investment potential

3. Monti

Rome’s oldest neighborhood, now a trendy hub.

• Best for: Young professionals, creatives
• Property type: Renovated flats, lofts
• Price: Medium
• Mortgage tip: Competitive area with fast-moving listings

4. Testaccio

Underrated gem with strong local flavor.

• Best for: Authentic Roman lifestyle
• Property type: 20th-century apartments, some newer builds
• Price: Medium
• Mortgage tip: Great for first-time buyers and value seekers

5. EUR

Modern, green, and ideal for families.

• Best for: Space, schools, quiet suburban life within the city
• Property type: Larger homes and apartments
• Price: Medium
• Mortgage tip: Easier to find newer, mortgage-ready properties

6. Centro Storico (Historic Center)

Living among ancient ruins and Renaissance art.

• Best for: Prestige, luxury, city lovers
• Property type: High-end apartments, palazzos
• Price: High
• Mortgage tip: Requires strong income documentation—ideal for cash or high LTV buyers

Can Foreigners Buy Property in Rome?

Yes! There are no restrictions for non-Italian citizens buying property in Rome. Whether you’re from the US, UK, Canada, or elsewhere, you can legally buy a home in Italy.

All you need is:

• A Codice Fiscale (Italian tax code)
• A notary for the final deed
• Optional: a mortgage, which you can obtain even as a non-resident

Financing Your Home in Rome: Mortgages for Foreign Buyers

At LikeJunco, we help international clients finance their homes in Rome with Italian mortgages. Here's how it works:

• Financing up to 60–70% of the property value
• Terms from 10 to 25 years
• Fixed or variable interest rates
• Required documents: Passport, proof of income, tax returns, bank statements

We manage everything—from finding the right lender to submitting your application and translating documents.

Additional Costs to Expect

Buying a home in Rome involves some additional fees, typically totaling 7–10% of the purchase price, including:

• Notary fees
• Purchase taxes (varies by residency status)
• Real estate agency commissions
• Legal and translation services

Let Us Help You Buy the Right Home in the Right Roman Neighborhood

Finding the perfect neighborhood is just the first step. At LikeJunco, we help you with the rest: from understanding market trends to getting mortgage approval and closing the sale.

Contact us today to talk with a local mortgage expert and take the first step toward your new home in Rome.

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