How to Buy a House in Sardinia: Costs, Neighborhoods, and Key Tips for Foreign Buyers

Why Sardinia Appeals to Foreign Buyers

Sardinia feels like another world — wild landscapes, transparent seas, and a strong sense of identity. It’s ideal for:

• Lifestyle buyers seeking peace and natural beauty
• Retirees who want a slower pace of life
• Investors targeting holiday rentals in top beach towns

The island offers both luxury coastal living and affordable inland options, making it versatile for different buyer profiles.

How Much Does Property in Sardinia Cost?

Prices in Sardinia vary significantly by location:

• Costa Smeralda (Porto Cervo, Porto Rotondo) – €1.5M to €10M+
• Cagliari & Southern Coast – €250,000 to €700,000
• Northwest Coast (Alghero, Stintino) – €180,000 to €500,000
• Rural villages inland – €60,000 to €200,000

The island’s interior remains surprisingly affordable, while the coast attracts luxury demand and strong rental potential.

Where to Buy a House in Sardinia

Here are some of the most popular areas:

• Costa Smeralda – the glamorous choice, ideal for high-end villas.
• Cagliari – Sardinia’s lively capital, with good connections and year-round life.
• Alghero – charming Catalan-influenced town on the northwest coast.
• Ogliastra & Nuoro – for quiet, scenic rural living.
• Villasimius – family-friendly resort area with stunning beaches.

Whether you prefer city life, sea views, or countryside calm, Sardinia offers a setting for every lifestyle.

Can Foreigners Buy Property in Sardinia?

Yes — foreigners can freely buy property in Sardinia, as in the rest of Italy. You’ll need:

• An Italian tax code (Codice Fiscale)
• A notary (Notaio) to formalize the deed
• Payment of taxes and registration fees

It’s recommended to work with local professionals and a mortgage broker like LikeJunco to simplify documentation and ensure compliance with Italian property law.

Financing a Home in Sardinia

Many buyers assume purchasing in Sardinia requires full cash, but Italian banks do offer mortgages to foreign buyers.

At LikeJunco, we assist by:

• Connecting you with banks that finance non-residents and second homes
• Exploring fixed and variable mortgage options
• Advising on renovation loans, particularly for older village homes
• Managing paperwork and communication between you and lenders

Typically, mortgages can cover 60–70% of the property price, depending on your financial profile.

Step-by-Step: How to Buy a House in Sardinia

• Identify your goal — lifestyle, rental, or investment.
• Choose your area — coast, city, or countryside.
• Request your Codice Fiscale — required for all purchases.
• Get mortgage pre-approval — LikeJunco simplifies this for foreign buyers.
• Make your offer and sign a preliminary agreement (Compromesso).
• Complete the purchase with the notary once financing is confirmed.

Common Challenges and How to Overcome Them

Buying on an island has unique considerations:

• Limited availability in prime coastal areas.
• Transport costs for renovation materials or furnishings.
• Seasonal rental variations if you plan to rent out your property.

With LikeJunco’s help, you can plan financing that accounts for these factors — ensuring smooth progress from start to finish.

How LikeJunco Helps Foreign Buyers

As an Italian mortgage broker working with clients worldwide, LikeJunco:

• Simplifies complex Italian mortgage procedures
• Offers personalized advice on loans for island or coastal properties
• Handles communication with local banks and notaries
• Provides transparent guidance in English and Italian

We make financing in Sardinia simple, reliable, and perfectly tailored to your needs.

Final Thoughts

Sardinia offers a rare mix of natural beauty, strong rental appeal, and diverse property options — from luxury coastal villas to affordable rural retreats.

If you’re considering buying in 2025, now is the time to explore your options.

👉 Book a free consultation with a LikeJunco advisor today and discover how we can help you finance your Sardinian dream home with confidence.

FAQs About Buying Property in Sardinia

1. Can foreigners get a mortgage to buy in Sardinia?
Yes. LikeJunco works with Italian banks that offer mortgages for non-residents buying on the island.

2. Are Sardinian homes expensive?
Not necessarily — luxury areas like Costa Smeralda are costly, but inland and southern regions remain affordable.

3. Is Sardinia a good place for investment?
Yes. The island has strong seasonal rental demand and excellent long-term lifestyle value.

4. Do I need to live in Italy to buy property there?
No. You can buy as a non-resident — LikeJunco assists with all necessary paperwork and financing.

5. What are the main extra costs when buying?
Expect registration tax, notary fees, and property taxes. LikeJunco provides guidance on budgeting for these.

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