Italian mortgages for non-residents
Yes, you can get a mortgage in Italy—even if you don’t live there. At Like Junco, we specialize in helping non-residents secure Italian mortgages to buy property across Italy. Whether you're investing in a city apartment, countryside home, or seaside villa, we help you access the right financing—with clear terms, competitive rates, and full support from start to finish.
Who Can Get an Italian Mortgage as a Non-Resident?
Non-residents from many countries—including the U.S., U.K., Canada, Australia, and across the EU—can qualify for Italian mortgages. The process is open to foreign buyers purchasing:
- Second homes
- Holiday residences
- Investment or rental properties
Typically, banks offer up to 60–70% financing of the property value, depending on your income, credit profile, and the type of property.
How the Italian Mortgage Process Works for Non-Residents
- Initial Assessment & Consultation
We evaluate your financial situation and explain what mortgage terms you can expect as a non-resident. - Pre-Approval from Italian Lenders
We help you get pre-approved before you even start your property search, making you a stronger buyer. - Document Collection
You'll need documents such as proof of income, bank statements, ID, and tax returns. We assist with compiling and translating everything as required. - Mortgage Application & Negotiation
We present your application to the most suitable Italian lenders and negotiate the best conditions on your behalf. - Signing & Notary Coordination
Once approved, we support you through contract signing, notary appointments, and all the legal requirements to finalize your purchase.
Why Work with Like Junco?
- Specialized in Non-Resident Financing
We know how to present your profile to Italian banks for the best chance of approval. - Wide Network of Lenders
We connect you with multiple banks offering mortgage solutions tailored to foreign buyers. - English-Speaking Experts
We explain everything in plain language, making complex processes simple. - Full End-to-End Support
From pre-approval to property closing, we guide you every step of the way.
Secure an Italian Mortgage with Confidence
Getting a mortgage in Italy as a non-resident is possible—and with the right guidance, it can be straightforward. At Like Junco, we make sure you finance your dream home in Italy safely, smoothly, and on your terms.
📩 Contact us today for expert support in securing your Italian mortgage as a non-resident.
