Moving from the US to Italy: Why Make the Move and How to Buy Your Dream Italian Home with a Mortgage

Why Move to Italy from the US?

Italy’s allure lies in its blend of history, culture, and lifestyle. Here are some of the top reasons why Americans are making the move:

• Rich Cultural Heritage: From the ancient ruins of Rome to the art treasures of Florence and the canals of Venice, Italy is a living museum where every corner tells a story.
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• High Quality of Life: Italy boasts world-renowned cuisine, excellent healthcare, and a slower pace of life that prioritizes well-being and family.
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• Lower Cost of Living: Compared to major US cities, many parts of Italy offer a much lower cost of living, making your dollar stretch further.
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• Climate and Natural Beauty: Italy’s diverse climate and landscapes—whether you’re into sun-soaked beaches, scenic mountains, or rolling countryside—make it easy to find your perfect lifestyle.
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• Vibrant Expat Communities: Italy is home to welcoming expat communities, making it easier to integrate and build a new life abroad.

Yes, You Can Get a Mortgage in Italy!

One of the biggest concerns for Americans looking to move to Italy is how to finance their dream home. The good news is: obtaining a mortgage in Italy as a foreigner is absolutely possible!

As a trusted Italian mortgage broker, we at LikeJunco can help you navigate the process smoothly. Here’s what you need to know:

• Non-Resident Mortgages: Italian banks do offer mortgages to non-residents, typically up to 60-70% of the property value. The process involves providing proof of income, assets, and a good credit history.
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• Interest Rates: Rates for mortgages in Italy are often lower than in the US, making it an attractive option for buyers.
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• Documentation Required: You’ll need to gather documents such as proof of income (tax returns, pay slips), bank statements, and identification documents.
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• Professional Guidance: Working with an experienced mortgage broker in Italy can simplify the process, ensuring you get the best rates and terms.

Ready to Make Your Italian Dream a Reality?

At LikeJunco, we specialize in helping clients from the US and around the world secure the right mortgage to purchase property in Italy. Whether you’re looking for a charming Tuscan villa, a seaside retreat on the Amalfi Coast, or a city apartment in Rome, we’re here to guide you through every step.

Let us help you turn your Italian dream into a reality. Contact us today to learn more about how to move to Italy and finance your dream property with an Italian mortgage.

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